The Horror, The Horror

As another glorious summer begins to wane, I find myself asking (again): will a tropical transplant like me survive yet another frigid New England winter? Despite the fact that I stay warmer with insulation, I don't WANT to acquire another five pounds of avoirdupois this year. Any words of encouragement or fitness suggestions for a shivering immigrant who HATES to be cold? Please don't suggest skiiing as I'm balance-challenged, and, as a physical therapist buddy informed me, "ergnomically not designed for the sport."